All of the Following Are Examples of Liability Coverages Except

Here you will note there are two Liability Coverages Personal Liability and Medical Payments to Others. C- Other structures coverage.

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The insureds business premises.

. The insureds business income losses due to personal injury D. Row Boats canoes and jet skis. Damage to a third-party property for which the insured is legally liable.

Damage to property owned or being transported by the insured. A number of examples of liability accounts are presented in the following list which is split into current and long-term liabilities. Boiler and machinery coverage B.

Commercial General Liability insurance CGL also known as business liability insurance or simply general liability insurance is a type of insurance policy that is specifically designed for businesses. This is coverage for liability arising from personal activities and covers all personal activities except those that are excluded. All of the following statements are true regarding fire department service charge under the businessowners policy EXCEPT A.

A commercial package policy CPP allows the insured to select the coverage needed and customize the policy to meet the needs of the insureds business. B the insured accepts money for using the auto in a car pool. A a relative living in the same household as the insured takes the auto without permission.

Current Liability Accounts due in less than one year. Employer while insured is driving a company car. General liability coverage C.

Definition Bodily injury or property damage caused accidentally by the insured. Loss of rental value coverage in the amount of 112th of Part D limits per month. ACV recovery without an endorsement.

A - Policies are written in increments of one million B - Policies generally cover first-party claims C - Specific minimum limits for underlying coverage are required D - If the Umbrella Policy provides broader coverage than the underlying policy the umbrella will cover the entire loss less a retention. Musical instruments silverware golfers equipment and fine arts. In order for payment to be made to a claimant.

All the following are considered an insured under Part A liability coverage of the personal auto policy EXCEPT. The basic form Dwelling policy provides all of the following coverages EXCEPT. Motorized vehicles with fewer than four wheels or designed for off road use.

Intrepid Industries carries a CGL with a General Aggregate Limit of 300000 and an Occurrence Limit of 100000. In a CPP the business owner may select from all the following types of coverage EXCEPT A. After an occurrence resulting in a 200000 loss followed by a second occurrence resulting a 100000 loss how much of the General Aggregate Limit remains available against future.

B Employees acting within the scope of their employment are excluded from coverage. A Debris removal. Invoiced liabilities payable to suppliers.

All risk removal coverage of 5 days. Overage A in Insurance Services Offices ISOs commercial general liability CGL policy states that it will pay all sums the insured becomes legally obligated to pay because of bodily injury or property damage The definition of bodily injury includes all of. B First - aid expenses.

C Liability arising out of personal injury is covered as part of the insuring agreement. All of the following coverages are available in the policies issued through Citizens Property Insurance Corporation EXCEPT. All of the following are exclusions are found under the personal auto policy Part A liability coverage EXCEPT 1.

C Compensatory damages. Coverage E Personal Liability. Scheduled personal property endorsement provides open peril coverage on all of the following EXCEPT.

Bodily Injury from eviction. D- Damage to property of others. A- Animal liability coverage.

This coverage provides an additional 2500 amount of insurance 1000 under 02 B. The insureds business products and work performed C. This coverage limit pays in place of the limit of insurance shown in the declarations C.

Personal auto liability insurance provides coverage in all of the following situations EXCEPT when. B- Loss of use coverage. All of the following are exclusions that apply to liability coverage under a personal auto policy EXCEPT.

Jewelry furs and cameras. It safeguards business owners from the any property damage or bodily injury claims that individuals may file against an organization. Postage stamps rare and current coins.

This coverage limit is payable in addition to the limit of insurance shown. A liability is recorded in the general ledger in a liability-type account that has a natural credit balance. A bank customers identity was compromised and the thieves made numerous purchases from a retailer by signing the customers checks.

Single limit liability coverage on a per occurrence basis. Damage to property rented to used by or in the care of the insured. All of the following are examples of liability coverages except.

Additional coverages in the liability section of a homeowners policy cover all of the following EXCEPT. All of the following are true of Personal Umbrella Liability Policies except. D Medical payments coverage.

Damage to the property of others. Personal Injury includes all of the following except. 22 All of the following statements about liability coverage under the businessowners policy are true EXCEPT A Medical payments coverage is provided.

With respect to commercial auto policies the Garage Coverage Form provides liability protection for all of the following EXCEPT A. The insureds business auto B. Expenses the insured incurs rendering first aid for bodily injury to third parties.

C the insureds 12-year-old child takes the auto for a joy ride.

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